Why you should use Living Trusts on the Web
Why We "Zoom" Past Our Competition
We only do one thing, Living Trusts, and we do it better than anyone
else! Remember, with our program you are getting all of the documents an attorney
would prepare for you, with all of the detail an attorney would provide, without
paying an attorney fee. You get this because you are using the same software that
the attorney uses but with an "user-friendly" interface especially designed for
the non-attorney.
CUSTOM
This is a tailored estate plan for your specific family and financial situation.
All of the other internet trust assembly packages give you "cookie-cutter" documents
that are not specific for the individual. With Living Trusts on the Web, you are
actually creating your estate plan utilizing the same "question and answer" process
that an experienced estate planning attorney would use. The documents are then prepared
with the same language and assembly software used by hundreds of attorneys through-out
the United States. You get a program which allows you to make the appropriate and
necessary decisions to ensure that your estate is ultimately distributed in the
manner that you desire and, as a result, an estate plan which is completely specific
for you. Again, these are NOT pre-printed forms with your personal information merged
in; this is a complete estate plan custom tailored for YOU by YOU.
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COMPLETE
Unlike the other internet trust assembly programs, you get all of the necessary
supporting documents for a complete estate plan. A Living Trust is only part (although
the most important part) of an effective estate plan. It is very important to have
all of the necessary components to insure that you will be covered, and your family
protected, regardless of what happens in the future
(click here to see a complete list and description of the documents included in
the package; compare to any other program).
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RE-TITLING DOCUMENTS
You get all of the documentation, assignments and letters of instruction to properly
title your assets into your trust. Remember, it is only when your assets are in
the trust that they do not have to go through probate at death. The other internet
trust assembly programs do not offer this extremely important option.
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IMMEDIATE
You get your estate plan now; ready to be signed. You have all of the documents
in your word processor where you can see how the provisions look to you and make
any changes in the wording to make the language fit your situation. Nothing needs
to be mailed to you (and, as a result, be unchangeable).
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STATE SPECIFIC
Our documents are completely state specific. No other internet trust assembly program
gives you documents which are individually specific for your state; documents which
take into account all of the tax and health care particulars for each state. You
get the equivalent of having your estate plan prepared by, not just a specialist
in estate planning, but a specialist in estate planning for your state. “State
Specific” does not mean generic forms which “should” work in all
states (which most sites provide); what it is should mean is that the documents
included in the program are the same as the actual forms used by attorneys in your
particular state and, in the case of the health care powers, the forms actually
created by the laws of your state (when you are dealing with other people, particularly
in the health care field, you want them to be comfortable with your documents because
they are the same as what they are use to seeing).
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SUPPORT
You get continued support whenever there is a change in the federal and/or state
laws that might affect your trust. Changes in tax regulations or in other laws,
whether in ten months or in ten years, can make a significant difference in how
effective your estate plan will be; when you are entered into our database, you
will receive notification of any changes on a federal and/or state level which might
affect your estate plan. And you will have the opportunity to complete an amended
Trust Package for one-half of our current price.
To keep our product costs as low as possible, we do not generally offer telephone
support; in addition, we need to make sure we are not giving “legal advice”.
We are responsive to any email questions and, if you include your telephone number,
we will call you if we cannot adequately answer your question by an email reply.
Please be advised that the other sites which offer “telephone support”
are not giving you legal advice either, nor are the calls being answered by attorneys
or trained professionals; usually, the telephone support persons are college kids
working from “canned” responses. With our site, our replies to any questions
will be complete and specific to your actual inquiry.
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TYPE OF TRUST
For a married couple, our software will automatically determine the right type of
trust for your situation based on the answers you provide in the assembly process.
An attorney can choose from a number of different types of Living Trusts after interviewing
you (e.g. a simple "probate avoidance trust"; a "Disclaimer Trust"; an "A/B Trust";
a "QTIP Trust"; or, a "Qualified Domestic Trust"). Because no other internet trust
assembly program has our context-sensitive interview process, with any other program
you wind up with a pre-configured trust which may or may not be appropriate or you
are expected to make a choice between only two types of trust. First, you should
not be expected to make this technical and legal decision and, secondly, there are
five types of trusts not just two. The trust must be appropriate for you because
of the important tax savings which go with the right type of trust, the degree of
control you want to give to the surviving spouse, and the very real possibility
of unnecessary administrative burdens on the surviving spouse with too complex a
trust for your situation. With our software, and with our unique trust-configuration
matrix, you will always get the appropriate type of trust automatically.
Married Couples, click here.
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CONFIDENTIAL
Other than the essential information to maintain the database (no critical information
is held in the database and this information will never be disseminated to anyone),
none of your personal information is held on our server or is ever sent over the
internet. We do not ask for your Social Security number nor will we ever ask for
any specific financial details (such as account numbers). Your confidential information
is never transmitted or kept anywhere else. [Click here to view
our privacy statement]
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PRICE
If you went to an attorney, especially an experienced attorney who specialized in
estate planning, you could expect to pay from $1,000 to $2,500 as an individual
and from $1,500 to $5,500 for a married couple. Even the cut-rate or discount firms,
with their "cookie-cutter" forms, would charge you from $700 to $1,500. With Living
Trusts on the Web, you get the same quality estate plan as you would expect from
an estate planning specialist for $149 for an individual and $199 for a married
couple.
You can pay less on some other internet sites, but you will be "getting what you
pay for"! Most of the internet options merely provide you with preprinted forms
for your completion; the sites which do some merging of information still use just
a "one-size-fits-all" prepackaged form. The only other site which gives you some
minimal options for the completion of your estate plan uses a "bait and switch"
by charging you separately for all of the necessary documents and then for the transfer
of any real property; by the time you pay them for all of the extras, you are paying
substantially more than our price but not getting the completeness and sophistication
of our software. Don't be fooled by our low price; remember, with our program you
are getting all of the documents an attorney would prepare for you, with all of
the detail an attorney would provide, without paying an attorney fee. You get this
because you are using the same software that the attorney uses but with a custom
interface designed for the non-attorney.
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